Sue Copening
Branch Manager
407 .443 .0348 (cell)
 Sue@TeamSue.com 
Independent Agent UFF#829676
 www.TeamSue.com
> Learn more now United First Founders were chosen for the "Entrepreneur of the Year Award"  ...Utah region, ERNST & YOUNG;  .  .  .  .  "Editors Choice Award" ...Personal Real Estate Investor magazine;  .  .  .  .  "Outstanding Company of the Month" ...Broker Banker magazine

The Money Merge Account™ Program is a "value added" program for your clients, a revenue stream for you AND a great prospecting and sales tool!   Learn more.... sign up below for news updates, check the schedule for online WEBINARS to help you decide if this great program is right for your business and your clients... 

Money Merge AccountCLICK the OVERVIEW link to learn how the Money merge software and coaching program helps you to  become mortgage and/or debt-free in less time.

CLICK the CLIENT TESTIMONIALS link to hear from other folks just like you... homeowners across the nation, currently using the Money Merge Account™ program to save hundreds of thousands of dollars in interest by paying off their mortgage, and/or other debts, in a fraction of the time.

 
Learn more about the Money Merge Account™ program and see first hand how it will work for you.

 ~~ WEBINARS
~~ TeleSeminars

Check the schedule of WEBINARS & TeleSeminars to learn more.  These are on a variety of topics, from program knowledge to the benefits to becoming a United First Agent.  Some of these will include a Q&A session.
 

 
 
 
 

This issue of Broker Banker
has interviews with
 Colby Dalley
top UFirst™ Agent & formerly a Branch Manager with Wells Fargo & US Bank, as well as Mortgage Professionals who represent the Money Merge System and CLIENTS who tell their stories.  (click to download)
 
 
 
 

 

More LINKS....
 

 
 
 
MMALearn more now...
 
Learn more about the Money Merge Account™ program and see first hand how it will work for you.

 ~~ WEBINARS
~~ TeleSeminars

Check the schedule of WEBINARS & TeleSeminars to learn more.  These are on a variety of topics, from program knowledge to the benefits of becoming a United First Financial™ Agent.  Some of these will include a Q&A session.
 

 
 
 
 

This issue of Broker Banker
has interviews with
 Colby Dalley
top UFirst™ Agent & formerly a Branch Manager with Wells Fargo & US Bank, as well as Mortgage Professionals who represent the Money Merge System and CLIENTS who tell their stories.  (click to download)
 
 
 
 

More LINKS....
 

 


 

MMALearn more now...
 
Learn more about the Money Merge Account™ program and see first hand how it will work for you.

 ~~ WEBINARS
~~ TeleSeminars

Check the schedule of WEBINARS & TeleSeminars to learn more.  These are on a variety of topics, from program knowledge to the benefits of becoming a United First Financial™ Agent.  Some of these will include a Q&A session.
 

 
 
 
 

This issue of Broker Banker
has interviews with
 Colby Dalley
top UFirst™ Agent & formerly a Branch Manager with Wells Fargo & US Bank, as well as Mortgage Professionals who represent the Money Merge System and CLIENTS who tell their stories.  (click to download)
 
 
 
 

 

 
 
 
 
 
 

 
Mortgage Brokers - get Super Charged!
Learn why, and how, the Money Merge Account™ program will revolutionize your business:

 MMA The Money Merge Account™ program saves thousands in interest

 MMA Allows your clients to build equity faster

 MMA Pays off a mortgage (& other debts) in as little as 1/3 to 1/2 the time
      without significantly changing lifestyle or budget.

 MMA Not a bi-weekly, no refinancing of current mortgage is required,
      no change to current monthly payment

 MMA Helps raise credit scores and improves financial health.


READ About us!
Download ARTICLE
 Click ..."file"
& "save as"
to save to your
hard-drive as a PDF file

 "Our team members are improving their mortgage business and, more importantly, their client base. On top of this, they are, dramatically increasing their income.

What value do you place on being able to talk to every client in your database?

What if you could not only talk to them, but to all other clients that your competition cannot talk to?

      ...Thomas, Quann, III
         President,  Stonegate Mortgage

What will this Program do for You AND your business?
We have never seen a program that complements
the mortgage business in so many ways! 

Click on each to jump to more information...

What they are saying about us:

"Any mortgage broker who does not show their clients how to accelerate their mortgage through this program is crazy.  My clients keep asking me 'why hasn't anyone told me about this before?'  ...this program has created a referral brush fire for me."
   ...Scott Schaffer, Mortgage Broker

"I have never personally or publicly endorsed any product.  However, I'm endorsing this one... it's the real deal."  
   ...Brian Topor, Exec Publisher,
      Broker Banker magazine.
 


"Outstanding Company of the Month"
Broker Banker Magazine
(download)
 


Brooke Barnett, Mortgage Broker
(and top producer with both
CMG Mortgage & the
Money Merge Account™ program)

"I'm finding, after introducing the Money Merge Account™ program to a new client, that I have all the crucial information needed to evaluate their current financing situation, giving me the ability to refinance at least 20% of their first mortgages, resulting in even greater savings."
   ...Brooke Barnett, Mortgage Broker
 

Client Testimonials:
Jeremy & Angela Fobes
 Curtis & Jennifer Zachman
 (click for more)

Branch Manager Interviews:
How has this impacted your life?
 Why United First Financial™?
 How is this changing America?


All links are to videos
on corporate web site
 
Stay in the loop!  We'll keep you in touch with what's happening and we won't give your address to anyone else.  Of course you can "opt-out" anytime and you can even choose to have some more info emailed to you right now. 
Name:  
eMail:  
Phone:  
Please send "Editors Choice Award" article Experts video with Dr. Fred Skousen, PhD, CPA
Send Mortg Planner magazine article Video with company background



How the Money Merge Account™
program will SUPERcharge
your business:
 

 MMA Prospecting Tool...

Out of 100 people... how many will need your service in the next 90 days? 

How many ALREADY have a mortgage?

What would it do to increase your prospect base to ANYONE that already has a mortgage, or will get one soon?

The Money Merge Account™ program is the best prospecting tool for the mortgage, real estate and finance business that we have ever seen!

Use it to get your foot in the door with NEW clients... or to go back to past clients and start a conversation!


 MMA Business from old/existing files...

How many clients do you have in your files, just from the past 2-3 years?

How valuable would it be to have a SIGNIFICANT reason to call those customers and start a dialog?

Getting on the phone to past clients will...

  • Increase REFERRALS
  • Dig up new Re-Fi business that was not possible before
  • Generate income through program commissions now, and...
  • Increase your mortgage business forever!

"Turn your tables" faster...  Cycle!  If just 50% of your existing files are going to buy another home in the future and, if you could get this program in front of them, and get just HALF of those 50% on the Money Merge Account™ program... you have now accelerated those clients ability to buy their next home from the average of 5-7 years... to just 2-4 years.  Wouldn't that alone increase your existing mortgage business by 12.5%?


 MMA Increase Re-Fi business...

In your dialog with a client , once you show them how they can pay off their home in as little as 1/2 to 1/3 the time (withOUT refinancing their existing mortgage), why not run a separate analysis to see if refinancing into an interest-only loan to consolidate debt would be an additional benefit?

"This strategy is allowing our officers to close up to 3 separate, commissionable deals with each client; a cash-out refinance, a HELOC and commission from the sale of the Money Merge Account™ program."   

...Thomas Quann III, President, Stonegate Mortgage


 MMA Create an additional income stream...

People are interested in saving money, eliminating debt and building equity in all markets.  Of course, even more so in a down market.  This is the "market of the moment" and there has never been a better time for the Money Merge Account™ program.

The commission structure for the Money Merge Account™ program is based on a traditional insurance industry payout... commission, bonus pools for volume sales (3 sales per month) PLUS over-rides on the sales of other Agents you have brought into your team. 

Get motivated and on the proven 90-day to Branch Manager path.   This is possible to do full, or part time, in conjunction with your existing business.  Income is dependant upon your own efforts of course... just like your mortgage business... you have control of your success.

Are you the OWNER or SALES Manager? 

Then what you want to do is sign up your company, or yourself, and then bring all your LO's on board under you.  This way their over-rides go to you, and you will be earning money by helping them, and the COMPANY succeed... just like you do already!

The tools are here... training - marketing - and with TeamSue - even leads.  The only ingredient missing... is YOU!


 MMA Set up a FREE telemarketing department

Because it is simple to split UFirst™ commissions, you can create a free telemarketing department, funded by UFirst™ commissions!  Simply advertise for "Professional salespeople/telemarketers, commissions $450-$1500, no license needed, we will train."  Then, hire the best of the best, put them at your empty desks and phones, turn them loose on your client files and watch your business grow!  Each UFirst™ sale is split between they and you... and yet all the referrals and residual business they generate for your core business goes back to you!  See what one of the top Insurance Marketing Organizations did using UFirst™ as a marketing tool. 

Click: http://www.TeamSue.designingfutures.tv
then click on "Business" and watch the 2nd video.


 MMA HELP your customers get OUT of debt...

Let us face it... debt is one of the biggest problems the average American faces today.  We are in a negative savings mode and people's lack of financial stability trickles down into other areas of life and society.

What is the number once cause of divorce? ...Financial issues. 

What is the number one cause of health related issues?  ...Stress.

The number one cause of stress?  ...Money problems.

How much loyalty do you think you can create among your client base when you are the one that shows them a better way? 

When your clients have more money... they can afford to invest in more real estate, their next home can be bigger and better.

A financially- holistic approach to your mortgage business is good for your clients... good for society... and good for you!
 

MMA Help clients qualify: improve FICO and DTI

Do you have clients that are having a hard time qualifying due to low FICO stores or too high a debt to income ratio? 

Let's face it... when we run across clients who can't get their dream home it's disappointing to us, and heartbreaking for them.  But if we just send them away, without a plan of action, what are the chances their situation is going to be different 6 months or a year down the road?  

The root causes of the debt and low credit scores need to be addressed and the Money Merge Account™ could be a valuable tool to help your clients do just that.  Many of our clients report that within 6 to 12 months of being on the program, their FICO score improves by (on average) 50 to 100 points, sometimes more.

The program motivates clients to get a handle on spending, helps them pay down debt at a great rate, make better financial decisions and build a savings nest egg. 

Einstein said "Insanity is doing the same thing over and over and expecting a different result"   ...you can help your clients get that different result.
 

MMA Create loyalty...

How much loyalty do you think you can create among your client base when you are the one that shows them a better way? 

When your clients are able to free up more money for investments, or for their next home... who do you think they will come to?

There are numerous ways you can use the Money Merge Account™ program to build loyalty with your clients.  Some agents are donating a portio