How much loyalty do you think you can create among
your client base when you are the one that shows them a better way?
When your clients are able to free up more money
for investments, or for their next home... who do you think they
will come to?
There are numerous ways you can use the Money Merge Account™ program to build loyalty with your clients. Some
agents are donating a portion of commissions to non-profits.
You can use REFERRALS to reward your clients with CASH... something
not possible with your mortgage business (see below)... in reality
you may even think of ways that we have not yet!
Increase referrals
- referral fees OK with our "Referral-Agent" program!
You have many opportunities to increase
referrals...
- When prospecting
- Through networking
- When working "the deal"
- After the sale
Simply using the Money Merge Account™ program when
prospecting and networking has been shown to increase referrals...
after all this is so new and revolutionary for most people... it is
something they haven't heard a million times already... talk about
standing out from the crowd!
During the sales process, many of our
Broker-Agents find that clients are willing to invite other
potential clients to their home for the appointment... thus
increasing your productivity. Also.. if you are comfortable
with Public Speaking... your clients will help you invite others to
group presentations.
REFERRAL FEES - OK! In your regular mortgage
business you cannot legally offer a referral
fee because often laws require them to be licensed mortgage brokers
themselves, right?
You CAN for this... with our "Referral-Agent
Program"!
Because the Money Merge Account™ program is simply a
coaching and software system, you have the ability to turn your
clients (or ANYone) into what we call "Referring Agents" ...turning each
of them into a marketing "arm" for your business! This is a
great deal for your clients... and for you, and is a strategic way
to supercharge your business and provide you with a constant flow of
referrals.
How do you do this? Easy. United First Financial™ allows you to SPLIT a sale with any other agent you want.
So... the first time your client refers a new client to you... have
them sign up as an Agent themselves (cost is just $175
to do that), and then they can get credit for 1/2 a sale, plus 1/2
commission, for each referral/sale they send you from then on!
This makes dealing with referrals simple, easy,
and legal. United First Financial™ cuts the check directly to
them... and sends them a IRS form 1099 for their income at the end
of the year.
They are an official "Agent" ...just like you...
only they don't have to sell the program... just turn over all their
warm leads to you. It's a win-win!
Of course this offers other benefits for your
clients as well. They may be employees in their "real' jobs...
but as a United First Financial™ Agent they are self-employed... with
all the tax deductions and advantages that means! Of course,
have them consult their tax advisor or other professional source for
the tax advantages of being self employed and the deductions that
will be available to them.
Do business with clients your
competitors can't...
Do business with clients you couldn't help before...
Homeowners with low, fixed rate mortgages and no
significant debt are not candidates for re-finance. They may
be clients of your competitors but they don't have anything to offer
them, or even anything significant to talk to them about.
As a United First Financial™ "Broker-Agent"... YOU
DO!
You have these types of clients in your own files
don't you?
With the Money Merge Account™ program you have a reason to
go to those clients. You can show them how to...
- Pay off that mortgage in as little as 1/3 to 1/2 the time
- Build equity faster for investment - maybe real
estate?
- Use the Money Merge Account™ program to build a real
estate portfolio
- Cash out re-fi for investment - if they are of
the "Missed Fortune," fully-leveraged mindset... the Money Merge Account™ program is a great tool to complement that strategy and is
like putting their investment plan on steroids!
"Missed Fortune? - equity on steroids...
Do you have savvy investor clients that don't WANT
to pay off their mortgage? That want to leverage that equity
into other investments?
What would YOU rather do... leverage equity you
paid 6% for... or equity you only paid 3% for?
The Money Merge Account™ program is perfect for the
savvy investor client. The end result is simply that
equity being built is built using a lower effective interest rate...
thus enhancing and optimizing the financial plan.
The software and coaching plan keep the client on
track and motivated.
You can...
- Cash out RE-FI - put into an investment
- Put client on a monthly investment plan
which the program will remind them to stay on track with.
- Free up more monthly cash flow to go to
investment
- Use the left over residual discretionary to
accelerate the mortgage
- Periodically pull more equity out for more
investment
Recently
Douglas Andrew, the "guru" of equity leveraging spoke out
about the Money Merge Account™ saying that the Money Merge software
was a perfect complement to his wealth building strategies.
Get Doug's books and learn how to help your more sophisticated
investor clients.
If you are a Public Speaker and comfortable doing
group presentations... do what many of our Broker-Agents and
Financial Planner - Agents are doing... use the Money Merge Account™
program to create excitement and sizzle in your seminars!
Homeowership Accelerator - CMG? ..a perfect fit!
Do you already represent a "first-position HELOC"
mortgage product... such as CMG Mortgage? If so... this is a
"no-brainer" for you!
As you know, while CMG Mortgage is a great
loan product, not all your clients are going to qualify for it. In
fact, according to Brooke Barnett, one of the nations top producers
for CMG Mortgage, less than 10% of his clients could qualify for
CMG... yet 70% DO qualify to do the Money Merge Account™ program.
This is what initially intrigued him about the Money Merge Account™
program... he saw it as a fall-back position and a way to prevent
disappointing clients that did not qualify for CMG.
Once he brought it onboard though, and started
working with it, he found it had other benefits as well.
With CMG ...it is a loan. So you cannot
legally give a client a referral fee for sending you more business.
With the Money Merge Account™ program you can... by making your clients
"Referral-Agents" (per the
"Referral-Agent" program discussed above).
With CMG ...you you can have your LO's originating
it, as well as yourself, as long as they are licensed. With
the Money Merge Account™ program you can bring ANYONE on board your team...
no license required.
Because a RE-finance is not necessary for the
Money Merge Account™ program, new clients are easier to approach.
Also... it can be difficult to convince a client,
that has a nice low, fixed-rate mortgage that they should re-finance
into a variable rate product that starts out with (on average) a 2%
higher rate. But the Money Merge Account™ program allows the
homeowner to keep their low-fixed rate mortgage (an easier concept
to start a dialog with), and just use the HELOC as a tool.
Of course, because the BULK of the principle is in
a (on average) 2% lower interest rate loan product, that means
(cash flow and circumstances being equal), the math of the Money Merge Account™ system & software is going to beat the results of a 1st position HELOC.
Bottom line though... no loan product or system is
a one-size-fits-all. Representing the Money Merge Account™
program along WITH a CMG type product is a perfect complement.
Offering a variety of solutions for your clients also provides more
options for you!
Don't sell? -
just REFER!
OK... so you might be saying to yourself.... this
is a great program, but do I want to split my time between
originations and the Money Merge Account™ program?
You don't have too!
One of the coolest things about United First Financial™, as a company, is how forward-thinking they are. I
have never actually worked with a company that allowed a sale to
simply be split between two people. United First Financial™ does.
Don't have time to sell it yourself? No
problem! Just let us know that and we will hook you up as a
"Referring-Agent", (such as we discussed above) and match you with
one, or more, of our other agents that has a proven track record. You
use the Money Merge Account™ program as a prospecting tool... then simply flip your
warm leads to one of our "Selling/Consulting Agents." They
will sell the program, and you will get credit for half a sale and
1/2 the commission.
This sale-splitting works also well if you DO want to
sell it... but want to develop your own strong referral sources.
Imagine just having a couple of tele-marketers to comb though your
old files, set appointments, etc.
Imagine turning all the REALTORS you know... into
regular referral sources (through the "Referral-Agent" program) ... how about your title agents, home
inspectors, maybe even your hairdresser!?
The ability to choose between SELLING & REFERRING
is one of the best strategies I have seen!
Commissions - what's the bottom line?
The bottom line is, well, unlimited. The
reason is that United First Financial™ has a compensation plan that
is based on a common Insurance company pay-out. In fact, very
similar to what Traveler's Insurance used for 27 years. What
this means is that you earn money multiple ways...
- Commissions
- Bonus Pools - 5 of them
- Over-rides on your Agents sales
- Over-rides on your Branch Managers sales.
You might be saying to yourself... this
looks like multi-level marketing... is it?
More of a hybrid actually... talking the best
parts from several business structures.
Here's how we are NOT like traditional MLM...
- You don't have to build a team to make serious
money. You can do it all through your own, personal sales.
- You are not required to buy the product, to
sell the product.
- You do not make money by recruiting other
Agents, only when they sell.
- You can make money by simply referring - and
splitting a sale with another agent.
Here is how we ARE like MLM...
- Pay goes down multi-levels deep - six
- Building a team grows income exponentially.
- Create residual income not dependant on your
own sales.
- Money - lots of it (and all by HELPING
people!)
I have never seen a business where you can so
easily make money by helping your clients do the same.
This is truly revolutionary and is going to be a paradigm shift in
the financial world.
There are some technical things on the comp plan
and, because we always want to be showing the most updated version I
cannot post it here.
However if you have a question, or would
like to see it first... contact me at 407 .443 .0348 or
Sue@TeamSue.com. Trust me
though... you will be VERY happy... income is more than generous,
and success is dependent on your own efforts... and thus, is in your
control. Want to jump-start? Our "90-day Path to Branch Manager"
has been proven to work!
HOW to sign up -
just $175 one-time cost!
Now you are wondering... HOW DO I GET STARTED?
It's a snap. To sign up just go to the link
below and click on "REGISTER NEW AGENT." It is
only a $175, one-time fee, and you get a complete turn-key system
for supercharging your business! Most of this is completely
free, some (like live events/trainings & DVD/books) have a small, nominal
charge to cover costs.
NOTE: If you
were directed to this page by a United First agent other than Sue Copening... please go back to them to register as
an agent.
Register with Sue:
http://www.Channel3said.com
Click on: "New Agent
Registration"
TRAINING includes:
- Webinars
- Podcasts (like this:
click)
- UFirst™ University Certification (click)
- Training Websites
- U1st Blog Site
- LIVE events and Seminars
- DVD's & books
MARKETING includes:
- Brochures
- Business Cards
- Replicated web sites (like this:
click)
- DVD's
- Online videos
- Third party media coverage
- Lead generations
- CRM software
- Drip email system
- Video tracking system
There are "Agent Policies and Procedures" to read
and agree to, when you register, There is also an "Agent Training
Manual." If you would like to see this, or simply have some
questions you would like to ask, before you register... just contact
our Vaimberg - UFirst™ liason:
Sue Copening
Branch Manager - Indep Agent
United First Financial™
407 .443 .0348
Sue@TeamSue.com!
*References to "referral fees" are actually split-sales with the
"Referral Agent" referring the client and the "Consulting Agent"
selling and servicing the client through the set up process.
Anyone can become a Referring agent regardless of sales experience,
and with no licensing issues.
NOTE: United First Financial™, its agents and
subsidiaries provide Internet web based software and support
services. United First Financial™ does not provide accounting, tax,
legal, real-estate, mortgage, or investment advice. Interested
parties should seek and consult with persons or entities licensed
and qualified in those areas for advice relating to those matters.
United First Financial™ is not liable or responsible for claims or
representations made by any party which are not included in the
Money Merge Account™ Limited Guarantee.
