Sue Copening
Branch Manager
Independent Agent UFF#829676
407 .443 .0348
(cell)
Sue@TeamSue.com 
www.TeamSue.com

> Learn more now "Entrepreneur of the Year" from the Utah region of ERNST & YOUNG,  . . . "Editors Choice Award" ...Personal Real Estate Investor magazine  .  .  . "Outstanding Company of the Month" ...Broker Banker magazine  .  .  .   "The leader in the industry"  ...Personal Real Estate Investor magazine  . . .

Money Merge AccountCLICK the OVERVIEW  link to learn how the Money Merge Account™ software and coaching program helps you to  become mortgage and/or debt-free in less time.

CLICK the CLIENT TESTIMONIALS link to hear from other folks just like you... homeowners across the nation, currently using the Money Merge Account™ program to save hundreds of thousands of dollars in interest by paying off their mortgage, and/or other debts, in a fraction of the time.

 
Learn more about the Money Merge Account™ program and see first hand how it will work for you.

~~ WEBINARS
~~ TeleSeminars


Check the schedule of WEBINARS & TeleSeminars to learn more.  These are on a variety of topics, from program knowledge to the benefits to becoming a United First Agent.  Some of these will include a Q&A session.
 

 
 
 
 
 

This issue of Broker Banker
has interviews with
Colby Dalley
top UFirst™ Agent & formerly a Branch Manager with Wells Fargo & US Bank, as well as Mortgage Professionals who represent the Money Merge System and CLIENTS who tell their stories.  (click to download)

 
 
 
 


Mortgage Planner magazine is considered one of the most prestigious in the industry.  Read the article that appeared about us in 2007.
Download ARTICLE

 
 
 
 
 
 

 

The Money Merge Account™ Program
 
...Want to be debt free?
Have you ever thought about what you could do if you did not have a
mortgage payment or debt?  
 How much IS your mortgage payment?
How would your life be different if you could do something ELSE with
that money every month instead?

 MMA The Money Merge Account™ program will save you thousands in interest

 
MMA Allow you to build equity faster

 
MMA Pay off your mortgage & other debts in as little as 1/3 to 1/2 the time
      without significantly changing your lifestyle or budget.

 
MMA Not a bi-weekly, no refinancing of current mortgage is required,
      no change to your current monthly payment

Does it work?
See what this Consumer
show had to say:

Welcome to the site of United First Financial™ Independent Agent & Branch Manager,, Sue Copening.  From here you can visit the official company web site of United First Financial™ but also have access to a real live person to answer your questions, help you see if United First Financial™ is right for you, and support you as you become debt free, build equity and financial security.

There are actually TWO opportunities.  One is as a consumer, or home-owner, using the UFirst™ Money Merge Account™ system, with a patent-pending, proprietary software and coaching program, to become debt free and, if you own a home or property, to build equity faster.  The other opportunity, if you qualify, is as a U1st Agent, helping others to achieve their goal of becoming debt free and financially secure.

Money Merge Account PRO - HomeOwners:
United First Financial™ offers you "Money Merge Pro;" a unique program, driven by proprietary software, that will have you completely debt, and mortgage, free.  This is based on a concept that has been around for more than 12 years and uses existing banking and math principles.  The concept is not new... what IS new is the sophisticated, "log-in-&-go" software that takes complicated math calculations and makes it simple and easy.  If you can type numbers in boxes and click a mouse - you are good to go!

"There are some requirements, but the great thing is that you can get a free, custom, Financial Analysis done for your situation, to see if you will qualify, and exactly how much money, and how much time, the program will save you.  Want to know how much equity you will build each and every year?  You will see that too?  What are YOUR financial goals?  Once you see what UFirst can do for you... your own numbers... in black and white... you will know whether this program is right for you, like it has been for so many.

Money Merge Account Express - Got Debt?
You don't have to have a mortgage to use our award winning program.  Our "Money Merge Express" program works like a "financial GPS" system on ANY kind of debt.  Personal loans, business loans, commercial mortgages, credit card debt, etc. 

I'm sure you would agree that any kind of program is only as effective as someone's ability to "stick to it."  You'll be happy to know that, after 5 years of history, 95% of UFirst clients are logging in monthly to update their software - they are "sticking to it." 

Why does our program has such a success rate?  Maybe it's the financial planning tools that help our clients make better financial decisions, or maybe it's the "financial dashboard" aspect that helps motivate us to stay on track.  Whatever it is... you can't argue with results and our results are "impressive" (in the words of Fred Skousen, PhD, CPA and former Dean of the Marriott Schools of Business).   In fact our results are so good that our average client is on track to achieve 15%-25% better results than their initial Analysis projects.  To find out if you would qualify for this program and what results you could potentially achieve, just contact us for your own FREE analysis.

Real Estate Investors: 
For property owners, this is not just a pay-down-your-mortgage program.  This is an EQUITY BUILDING program!  Why pay thousands in interest to the bank when instead you can be buying more investment property?!  You will be amazed when you see the equity you can build in the first few years using this program!  Increase your investment portfolio rapidly and risk-free.

>> Contact SUE to find out more
>> Click to visit the United First Financial™ corporate website
>> Get your own FREE Analysis and see your potential results.

>> Mortgage Brokers -  click for more info
>> Insurance Agents, Fin Planners & Professionals

>> Realtors - turn your database into "value added" income

   

We have been featured in Broker Banker magazine as
"Outstanding Company of the Month"
and in January '08, in Mortgage Planner magazine also. 

"Personal Real Estate Investor Magazine" called us the "Leader in the industry" and awarded us their
EDITORS CHOICE AWARD!
 

Our software and coaching system is sweeping the country!  Read the articles in leading industry magazines by clicking the covers to the right...


 

Consultant-Agent Opportunity:
Are you a Mortgage Broker? Real Estate Agent? Banker? Financial Planner?  Independent Life & Health Insurance Agent, or... are you in a profession where you have credibility with, and interaction with, other homeowners, such as the home improvement industry?  If so, you may earn referral fees, or have the opportunity to represent United First Financial™ as an agent, yourself.  Many professionals have found that adding the UFirst
program to their portfolio of products is a great way to produce another revenue stream while also helping, and better serving, current and PAST clients.  If you are licensed in Life-Health you will want to check out our insurance and investment division; the UFirst Alliance.

How well can it enhance your CORE businesss?
"The 'Money Merge Account™' is the best prospecting tool I've ever seen in my life. After 5 months our insurance business is up 45% and what is substantial about that is that we were already a leading player in our industry."

... Ron Petrinovich, CEO Freedom Equity Group

... Click to request video of Ron's interview
 

REFERRAL-Agent: 
Do you have access to homeowners on a regular basis?  Do you love our program but don't have time to sell, or sales experience?  Then being a "Referral-Agent" could be the right choice for you.  We have Referral-Agents from all walks of life... real estate, home improvement, even hair-dressers!  All you need is enthusiasm and the ability to chat with people.  You find someone interested in learning more - just pass on their name and we do the rest!

MMAContact SUE

MMAQuestions about becoming an agent?
MMAMortgage Brokers
MMAInsurance Agents
MMAFinancial Planners & Professionals
MMAReal Estate Agents & Brokers

The Company: United First Financial™ is an innovative company that helps American homeowners reach their financial goals. Our interest reduction solution helps you achieve your goal of becoming debt free and, if you own property, puts the deed of your home (or other real estate) in your hands in a fraction of the regular time by utilizing banking strategies which have been around for decades.

The average UFirst customer will pay their 30-year mortgage off in as little as 1/2 - 1/3 of the time, with little to no significant change to their current budget or lifestyle, and with no change to the  minimum monthly mortgage payment.

But what if you don't have a mortgage and just want to pay off debt?  We can help!  Use this program to get on track financially... whether your goal is just to be debt free or to save money for a down payment for your first home.  If you are not a homeowner, the Money Merge Account™ "Express" program can help you do just that.  You can always "upgrade" to the homeowner version in the future.

If you are looking for access to cash or debt consolidation and were considering refinancing - you want to investigate this first... as the Money Merge Account™ program might be an alternative to refinancing that will ultimately save you thousands in closing costs.  It allows you instant access to the equity in your home, reduces the interest you pay, and will work with almost all mortgages, including option arms, negative am's and other adjustable rate mortgages.  It is all around, the best, most flexible, best performing mortgage accelerator (and cash management software) we have seen.  Make sure you check it out fully to make sure YOU get the best bottom line.


"The Leader in the Industry"
"EDITORS CHOICE AWARD"
Download article

Part 1 - Part 2 - Part 3

 


Download ARTICLE

 

 

Download ARTICLE
 



 Download ARTICLE


Look for us to appear in the September 2008 issue of "Mortgage Planner" magazine!

A 2nd cover story which
details the changes to our program, our company,
and why and how we
won the
"Entrepreneur Of The Year
"
 award from the Utah region
of ERNST & YOUNG!

 

Stay in the loop!  We'll keep you in touch with what's happening and we won't give your address to anyone else.  Of course you can "opt-out" anytime and you can even choose to have some more info emailed to you right now. 
Name:  
eMail:  
Phone:  
Please send "Editors Choice Award" article Experts video with Dr. Fred Skousen, PhD, CPA
Send Mortg Planner magazine article Video with company background


 

 

NOTE:  Individual results will vary based on individual financial circumstances.  Ask for a free Analysis to determine if this program is right for you. United First Financial™, its agents and subsidiaries provide Internet web based software and support services. United First Financial™ does not provide accounting, tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial™ is not liable or responsible for claims or representations made by any party which are not included in the Money Merge Account™ Program Limited Guarantee.