UFF

  Sue Copening
Branch Manager
407 .443 .0348 (cell)

Sue@TeamSue.com 
Independent Agent UFF#829676
www.TeamSue.com
 
 

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Request More Information

Money Merge AccountCLICK the OVERVIEW  link to learn how to leverage the equity in your home to become mortgage and debt-free in a fraction of the time of your traditional mortgage.

CLICK the CLIENT TESTIMONIALS link to hear from other folks just like you... homeowners across the nation, currently using the u1st program to save hundreds of thousands of dollars in interest by paying off their mortgage, and other debts, in a fraction of the time.

 
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 National Seminar Schedule

screen.gifJoin us for a free MMA 100 seminar to learn more about the Money Merge Account program and see first hand how it will work for you. Events are hosted by our expert financial agents who can help get you on your way to being mortgage-free. See when we're coming to your area.

 
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What do our
"Broker-Agents" say?
 
"I enjoy helping my clients structure their mortgage in a fashion that both creates and preserves wealth for themselves and their families.
 
This program works great, whether your goal is to pay off your mortgage and be debt free, or your investment philosophy is centered around strategic equity leveraging.
 
If you, or your friends or family, would like to gain true financial security, please feel free to contact me."
 
...Mike Lahris,
Manager, Mortgage Advisor
Kemper Mortgage, Orlando &
United First Financial Indep Agent

 

See what this Consumer
show had to say:

 


Contact me to chat:
Sue Copening
Branch Manager

Sue@TeamSue.com
407-607-8869 (cell)

or...
Get back to the Agent that referred you to this site

or...
if you would like to contact some of my Agents that are also Financial Professionals and ask them what the Money Merge Account program has done for THEIR business... feel free to call:

Mike Breshears
Melbourne, FL

Sterling Capital Group
(mortgage & financial planning)

321-446-6011




WHY UFirst?
Click here to learn what professionals say about what United First Financial has done for their business!.


 

More from Agents...

"The 'Money Merge Account' is the best prospecting tool I've ever seen in my life. After 5 months our insurance and annuity  business is up 45% and we're already a leading player in our industry."

... Ron Petrinovich,
Freedom Equity Group
?

Click for video...


See the "BUSINESS" link!

"The cash flow is really growing daily. I am on track, in the next 12 months, to earn more with this than my best year in Real Estate! Not too tough to take in this down market.

The great thing is... You don't have to leave the business you are in. Heck, this is just a wonderful value added service for your existing client base. They are dying to hear positive news from someone, why not have that be you?"

...Rick Lamb, Commercial RE Agent
Keller Williams, Sarasota, FL
& United First Financial
Branch Manager & Indep Agent
 


See us featured on
the cover and inside
Mortgage Planner magazine
 THIS month!


READ About us!
Download ARTICLE
Click ..."file"
& "save as"
to save to your
hard-drive as a PDF file

 



"I like that it allows me the opportunity to make a tremendous amount of extra income by simply helping my clients."


...Kelly Kline, Mortgage Broker &
United First Financial Indep Agent
 


How to Sign up:

$175 one time cost, includes a complete turn-key system...

TRAINING includes:

  • Webinars
  • Podcasts (like this: click)
  • UFirst University (click)
  • Training Websites
  • U1st Blog Site
  • LIVE events and Seminars
  • DVD's & books

MARKETING includes:

  • Brochures
  • Business Cards
  • Replicated web sites (click)
  • DVD's
  • Online videos
  • UFirst Newspaper (coming soon)
  • Lead generations (coming soon)

NOTE:  If you were directed to this page by a United First agent other than Sue... please go back to them to register.

Register with Sue: Click Here
then click on "New Agent Registration"


 

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Insurance Agents & Financial Professionals!
GET SUPER-CHARGED!   ...Learn why, and how, the Money Merge Account program will revolutionize your business:
 


READ About us!
Download ARTICLE
Click ..."file" & "save as"
to save to your hard-drive as a PDF file

"The 'Money Merge Account' is the best prospecting tool I've ever seen in my life. After 5 months our insurance and annuity  business is up 45% and we're already a leading player in our industry."

... Ron Petrinovich, Freedom Equity Group
?

Click for video...


See the "BUSINESS" link!

 


What will this Program do for You?
We have never seen a program that complements
the financial industry in so many ways! 


Click on each to jump to more information...
 

 

What they are saying about us:
 

"Anyone who does not show their clients how to accelerate their mortgage through this program is crazy.  My clients keep asking me 'why hasn't anyone told me about this before?'  ...this program has created a referral brush fire for me."
  
...Scott Schaffer, Mortgage Broker
 

"I have never personally or publicly endorsed any product.  However, I'm endorsing this one... it's the real deal."  
   ...Brian Topor, Exec Publisher,
      Broker Banker magazine.
 


"Outstanding Company of the Month"
Broker Banker Magazine
(download)

 


Brooke Barnett, Mortgage Broker

"I'm finding, after introducing the Money Merge Account Program to a new client, that I have all the crucial information needed to evaluate their current financial situation."
   ...Brooke Barnett, Mortgage Broker
   

Get more information delivered to your inbox!
Take a second right now to give us your name and email address.   We will add you to our
semi-monthly email newsletter.  We will not share your email with anyone else, you can opt-out anytime and we won't spam you to death!
 
Name/nickname:
eMail:
Phone (optional):


   

Downloads & Videos:

   

Client Testimonials:
Jeremy & Angela Fobes
Curtis & Jennifer Zachman
(click for more)

Branch Manager Interviews:
How has this impacted your life?
Why United First Financial?
How is this changing America?

 


All links are to videos
on corporate web site

   
   

How the Money Merge Account program
will SUPERcharge your business:
 

 MMA Prospecting Tool...

Out of 100 people... how many will need your service in the next 90 days? 

How many ALREADY have a mortgage?

What would it do to increase your prospect base to ANYONE that already has a mortgage, or will get one soon?

The Money Merge Account program is the best prospecting tool for the mortgage, real estate and financial industry that we have ever seen!

Use it to get your foot in the door with NEW clients... or to go back to past clients and start a conversation!

One Insurance professional / Agent reported a 40% increase in his insurance business in the first 3 months of using the Money Merge Account as a prospecting tool.  Keep reading and you will learn why!


MMA Business from old/existing files...

How many clients do you have in your files, just from the past 2-3 years?

How valuable would it be to have a SIGNIFICANT reason to call those customers and start a dialog?

Getting on the phone to past clients will...

  • Increase REFERRALS
  • Dig up new business that might not have been possible before
  • Generate income through program commissions now, and...
  • Increase your financial services business forever!

Let's face it... how often do your existing clients let you completely re-review their financial situation?  They will with the Money Merge Account program!


MMA Increase Sales - Help your clients AFFORD your insurance/investments

How often does this happen...  You sit down with a a client, present a brilliant insurance/investment plan to help them increase their wealth, and protect their family, and they say...

"This is all really impressive... but I simply don't have the money to do it."

Well guess what?   When you use the Money Merge account program's ANALYSIS software  (free as part of your agent "tool-kit") you have the ability to review your clients entire cash flow - including debts and you may just FIND them the money they need!

Quite often we find that RESTRUCTURING our clients debt load, within the Money Merge Account program, will free up hundreds of dollars in monthly cash flow.  If your client is under-insured, or not fully invested as they should be... this could possibly provide them with a way to remedy that situation.

This program allows you to help your clients in NEW and exciting ways!   They can afford the right financial plan and STILL pay off their mortgage and get debt free years earlier!


MMA Create an additional income stream...

The commission structure for the Money Merge Account program is based on a traditional insurance industry payout... commission, bonus pools for volume sales (3 sales per month) PLUS over-rides on the sales of other Agents you have brought into your team. 

Get motivated and on the proven 90-day to Branch Manager path.   This is possible to do full, or part time, in conjunction with your existing business.  Income is dependant upon your own efforts of course... just like your financial/insurance business... YOU have control of your success.

Are you the OWNER or SALES Manager? 

Then what you want to do is sign up your company, or yourself, and then bring all your LO's on board under you.  This way their over-rides go to you, and you will be earning money by helping them, and the COMPANY succeed... just like you do already!

The tools are here... training - marketing - and with TeamSue - even leads.  The only ingredient missing... is YOU!


MMA Set up a FREE telemarketing department

Because it is simple to split UFirst commissions, you can create a free telemarketing department, funded by UFirst commissions!  Simply advertise for "Professional salespeople/telemarketers, commissions $450-$1500, no license needed, we will train."  Then, hire the best of the best, put them at your empty desks and phones, turn them loose on your client files and watch your business grow!  Each UFirst sale is split between they and you... and yet all the referrals and residual business they generate for your core business goes back to you!  See what one of the top Insurance Marketing Organizations did using UFirst as a marketing tool.  Click: http://www.TeamSue.designingfutures.tv then click on "Business" and watch the 2nd video.


MMA HELP your customers get OUT of debt...

People are interested in saving money, eliminating debt and building equity in all kinds of economic times.  Of course, even more so in a down real-estate market like we currently have today.

Also... American's are DROWNING in debt.  We are in a "negative savings mode" for the 2nd year in a row - and for the first time since the "Great Depression." 

This is the "market of the moment" and there has never been a better time for the Money Merge Account program.

Let us face facts... debt is one of the biggest problems the average American faces today.  This negative savings mode, and people's lack of financial stability, trickles down into other areas of life and society.

What is the number once cause of divorce? ...Financial issues. 

What is the number one cause of health related issues?  ...Stress.

The number one cause of stress?  ...Money problems.

How much loyalty do you think you can create among your client base when you are the one that shows them a better way? 

When your clients have more money... they can afford to invest in more real estate, their next home can be bigger and better.

A financially- holistic approach to your financial/insurance business is good for your clients... good for society... and good for you!
 

MMA Create loyalty...

How much loyalty do you think you can create among your client base when you are the one that shows them a better way? 

When your clients are able to free up more money for more investments, ... who do you think they will come to?

Do you think HAPPIER Clients will be even more likely to increase the numbers of referrals they send you?

There are numerous ways you can use the Money Merge Account program to build loyalty with your clients.  Some agents are donating a portion of commissions to non-profits.  

Also... you can use REFERRALS to reward your clients with CASH (using our "Referral-Agent" program - see below)... something not possible with your financial business now... in reality, you may even think of ways that we have not yet!


MMA Increase referrals - referral fees OK with our "Referral-Agent" program!

You have many opportunities to increase referrals...

  • When prospecting
  • Through networking
  • When working "the deal"
  • After the sale

Simply using the Money Merge Account program when prospecting and networking has been shown to increase referrals... after all this is so new and revolutionary for most people... it is something they haven't heard a million times already... talk about standing out from the crowd!

During the sales process, many of our Agents find that clients are willing to invite other potential clients to their home for the appointment... thus increasing your productivity.  Also.. if you are comfortable with Public Speaking... your clients will help you invite others to group presentations.

REFERRAL FEES - OK!  In your regular business you cannot legally offer a referral fee because often laws require them to be licensed themselves. 

You CAN for this... with our "Referral-Agent Program"!

Because the Money Merge Account program is simply a coaching and software system, you have the ability to turn your clients (or anyone) into what we call "Referring Agents"  ...turning each of them into a marketing "arm" for your business!  This is a great deal for your clients... and for you, and is a strategic way to supercharge your business and provide you with a constant flow of referrals.

How do you do this?  Easy.  United First Financial allows you to SPLIT a sale with any other agent you want.  So... the first time your client refers a new client to you... you will have them sign up as an Agent themselves (cost is just $175 to do that), and then they can get credit for 1/2 a sale, plus 1/2 commission, for each referral/sale they send you from then on!

This makes dealing with referrals simple, easy, and legal.  United First Financial cuts the check directly to them... and sends them a IRS form 1099 for their income at the end of the year.

They are an official "Agent" ...just like you... only they don't have to sell the program... just turn over all their warm leads to you.  It's a win-win!

Of course this offers other benefits for your clients as well.  They may be employees in their "real' jobs... but as a United First Financial Agent they are self-employed... with all the tax deductions and advantages that means!  Of course, have them consult their tax advisor or other professional source for the tax advantages of being self employed and the deductions that will be available to them.

 


MMA Do business with clients your competitors can't...
MMA Do business with clients you couldn't help before...

How about the clients of your competitors?   It can be hard to compete sometimes when there are so many financial and insurance products out there and, to the consumer, so many that look the same.

When you represent the Money Merge Account program though... you now have something significant, NEW and EXCITING to talk to them about.  Something they have NOT seen before.. something that has a dramatic impact on their future.

Of course... you want to get that EDGE now... before all your competitors get them same idea!

As a United First Financial Agent you can show them how to...

  • Pay off their mortgage in as little as 1/3 to 1/2 the time
  • Build equity faster - perhaps to leverage for investment?
  • Use the Money Merge Account program to build a bigger portfolio
  • Cash out re-fi for investment - if they are of the  "Missed Fortune," fully-leveraged mindset... the Money Merge Account program is a great tool to complement that strategy and is like putting their investment plan on steroids!


MMA "Missed Fortune? - equity on steroids...

Do you have savvy investor clients that don't WANT to pay off their mortgage?  That want to leverage that equity into other investments?

What would YOU rather do... leverage equity you paid 6% for... or equity you only paid 3% for?

The Money Merge Account program is perfect for the savvy investor client.   The end result is simply that equity being built is built using a lower effective interest rate... thus enhancing and optimizing the financial plan.

The software and coaching plan keep the client on track and motivated. 

You can...

  • Cash out RE-FI - put into an investment
  • Put client on a monthly investment plan which the program will remind them to stay on track with.
  • Free up more monthly cash flow to go to investment
  • Use the left over residual discretionary to accelerate the mortgage
  • Periodically pull more equity out for more investment

Recently Douglas Andrew, the "guru" of equity leveraging spoke out about the Money Merge Account saying that the Money Merge software was a perfect complement to his wealth building strategies.  Get Doug's books and learn how to help your more sophisticated investor clients.

If you are a Public Speaker and comfortable doing group presentations... do what many of our Broker-Agents and Financial Planner - Agents are doing... use the Money Merge Account program to create excitement and sizzle in your seminars!


MMA Don't sell? - just REFER!

OK... so you might be saying to yourself.... this is a great program, but do I want to split my time between my insurance and financial business and the Money Merge Account program ?

You don't have too!

One of the coolest things about United First Financial, as a company, is how forward-thinking they are.  I have never actually worked with a company that allowed a sale to simply be split between two  people.  United First Financial does.

Don't have time to sell it yourself?  No problem!  Just let us know that and we will hook you up as a "Referring-Agent", (such as we discussed above) and match you with one, or more, of  our other agents that has a proven track record.  You use the Money Merge Account program as a prospecting tool... then you have a choice.... you can "sell" clients where appropriate and convenient, OR simply flip your warm leads to one of our "Selling/Consulting Agents."  They will sell the program, and you will get credit for half a sale and 1/2 the commission.

This sale-splitting works also well if you DO want to sell it... but want to develop your own strong referral sources.  Imagine just having a couple of tele-marketers to comb though your old files, set appointments, etc. 

Imagine turning all the other professionals in your rolodex into referral-partners?  You can turn your CLIENTS, even your hairdresser... into regular referral sources (through the "Referral-Agent" program) wouldn't it be great to build a TEAM of "Referral Agents" constantly supplying you with NEW leads and prospective CLIENTS?

The ability to choose between SELLING & REFERRING is one of the best strategies I have seen!


MMA Commissions - what's the bottom line?

The bottom line is, well, unlimited.  You may also have a good sense of this if you are an Independent Insurance agent.  The reason is that United First Financial has a compensation plan that is based on a common Insurance company pay-out.  In fact, very similar to what Traveler's Insurance used for 27 years.  What this means is that you earn money multiple ways...

  • Commissions
  • Bonus Pools - 5 of them
  • Over-rides on your Agents sales
  • Over-rides on your Branch Managers sales.

You might be saying to yourself...  this looks like multi-level marketing... is it?

More of a hybrid actually... talking the best parts from several business structures. 

Here's how we are NOT like traditional MLM...

  • You don't have to build a team to make serious money.  You can do it all through your own, personal sales.
  • You are not required to buy the product, to sell the product.
  • You do not make money by recruiting other Agents, only when they sell.
  • You can make money by simply referring - and splitting a sale with another agent.

Here is how we ARE like MLM...

  • Pay goes down multi-levels deep - six
  • Building a team grows income exponentially.
  • Create residual income not dependant on your own sales.
  • Money  - lots of it (and all by HELPING people!)

I have never seen a business where you can so easily make money by helping your clients do the same.  This is truly revolutionary and is going to be a paradigm shift in the financial world.

There are some technical things on the comp plan and, because we always want to be showing the most updated version I cannot post it here. 

However if you have a question, or would like to see it first... contact me at 407 .443 .0348 or Sue@TeamSue.com.  Trust me though... you will be VERY happy... income is more than generous, and success is dependent on your own efforts... and thus, is in your control.   Want to jump-start?  Our "90-day Path to Branch Manager" has been proven to work!


MMA HOW to sign up - just $175 one-time cost!

Now you are wondering... HOW DO I GET STARTED?

It's a snap.  To sign up just go to the link below and click on "REGISTER NEW AGENT."  It is only a $175, one-time fee, and you get a complete turn-key system for supercharging your business!  Most of this is completely free, some (like live events/trainings & DVD/books) have a small, nominal charge to cover costs.

NOTE:  If you were directed to this page by a United First agent other than Sue... please go back to them to register.

Register with Sue: http://www.u1stFinancial/Sue
Click on: "New Agent Registration" (on left)

 

TRAINING includes:

  • Webinars
  • Podcasts (like this: click)
  • UFirst University Certification (click)
  • Training Websites
  • U1st Blog Site
  • LIVE events and Seminars
  • DVD's & books

MARKETING includes:

  • Brochures
  • Business Cards
  • Replicated web sites (like this: click)
  • DVD's
  • Online videos
  • UFirst Newspaper (coming soon)
  • Lead generations (coming soon)

There are "Agent Policies and Procedures" to read and agree to, when you register, There is also an "Agent Training Manual."  If you would like to see this, or simply have some questions you would like to ask, before you register... just contact me at:

Sue Copening
Branch Manager - Indep Agent
United First Financial

407 .443 .0348
Sue@TeamSue.com

For more info, contact Sue, or whomever
referred you to this web site!

*References to "referral fees" are actually split-sales with the "Referral Agent" referring the client and the "Consulting Agent" selling and servicing the client through the set up process.  Anyone can become a Referring agent regardless of sales experience, and with no licensing issues.

NOTE:  United First Financial, its agents and subsidiaries provide Internet web based software and support services. United First Financial does not provide accounting, tax, legal, real-estate, mortgage, or investment advice. Interested parties should seek and consult with persons or entities licensed and qualified in those areas for advice relating to those matters. United First Financial is not liable or responsible for claims or representations made by any party which are not included in the Money Merge Account Program Limited Guarantee.


 

Provided by an independent agent of United First Financial, UFF #54004  /  © 2006 United First Financial